My principal has not had one penny applied to it based on my scheduled payments, so based on that it will never get paid off. I can't make my payments online without going through a third party, what's up with that.
I read and undersand the contract I signed, that's not the problem.
I would rather pay $1,000 a month on principal and get it paid off in 16 months than give them $20,000 in interest which is more than the loan amount which is not getting any of the payment applied to it, So it seems that I'll be paying interest on this for about 4 years then the final 2 years will go on principall. Lol
Review about: American Credit Acceptance Auto Loan.
Reason of review: Problems with payment.