filters
state:
Show
city:
Show
product:
Show
Show

American Credit Acceptance - Unspeakable horror

American Credit Acceptance - Unspeakable horror
I have paid off my car probably twice by now waiting on paid in full letter and title they have been lying about payments recieved even though i have proof of payment
1.3
Details
Additional Fees
Advertised vs Delivered
Billing Practices
Customer service
Discounts and Special Offers
Diversity of Products or Services
Interest Rate
Price Affordability
Privacy and Data Security
Product or Service Quality
Reliability
Staff
Value for money
Website
#1195065
Reply to reviews
Show

American Credit Acceptance - Puzzled

I just bought my car in November 2017. The interest is 28% and my car was $15,000. I feel i have been ripped off. Im trying to rebuild my credit but i dont see that happening. Im going to investigate more.
2.0
Details
Additional Fees
Billing Practices
Customer service
Discounts and Special Offers
Diversity of Products or Services
Interest Rate
Price Affordability
Product or Service Quality
Reliability
Staff
Value for money
#1193050
Reply to reviews
I'm in! Those loan sharks repo'd my car without warning. My interest was sky high and I struggled with the parents then lost my job. I had no phone to call them and they never sent a warning. I missed two payments and they just stealthy pulled up got in my car and...
Read more
Anonymous
Anonymous

Email me at toytanbro@hotmail.com

1.0
#1186561
Reply to reviews
I recently had my car repossessed after being behind a few months on payments. I understand that they have a business to run and it is my job as a consumer to make my payments on time. But i had a bit of hardship and fell behind, anywho, this company's customer service...
Read more
1.6
I didn't like
  • Lied
  • Unknowledgeable
  • Becouse they are rude and disrepict you
#1184003
Reply to reviews
My principal has not had one penny applied to it based on my scheduled payments, so based on that it will never get paid off. I can't make my payments online without going through a third party, what's up with that. I read and undersand the contract I signed, that's...
Read more
#1173296
Reply to reviews
Alert to everyone who's buying a car do not go to these people I repeat do not go to these people not only have my car has been repossessed because I miss two months worth of car payments, my car got repossessed at the end of my loan I owed $1,500 on my car and they...
Read more
Anonymous
Anonymous

Do you know if once repossesed they seek legal actions to get the remainder of the balance?

1.0
#1172593
Reply to reviews
They have a set interest rate, I called to pay off the car in full and figured it be cheaper to pay it off but no! The interest is added regardless, no other finance company will refinance so I am screwed and will file bankruptcy for something that was suppose to help...
Read more
Anonymous
Anonymous

If there was an early payoff penalty, it would have been written in the contract which you probably didn't bother to read. If you made late payments, then you caused extra in...

1.0
#1171170
Reply to reviews
I have my payments set on automatic bill pay. That way I am never late, I can build my credit and be in good standing. So after about 8 months I decide to check my credit score. And I see that there is 1 late payment that was reported. I call ACA to discuss this and...
Read more
1.4
#1170746
Reply to reviews
I was calling to set up a payment arrangement and to clear up the status of a total lost car that I was financing. I was directed to the Total Loss Department and was speaking to a women named Adrian. When I told her that all that I would be able to afford at the...
Read more
#1162163
Reply to reviews

Contact American Credit Acceptance

Mailing Address:
American Credit Acceptance
961 E. Main St.
Spartanburg, South Carolina 29302
United States
Phone:
(866) 544-3430
More

American Credit Acceptance Products and Services

They gave us a 28% interest rate which put our payment at $960.00. That is rent. I called them today and told them to pickup the car at 1pm today or they will lose money because we will filing bankruptcy and that car will be included.
Read more
Anonymous
Anonymous

Oh yes...it's all THEIR fault, right? So tell us, why didn't you go to a bank and receive a low APR loan? Here's why...no bank wanted to deal with you because of your track ...

1.0
#1153824
Reply to reviews