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My car was totaled may 18 2018 and i have been through *** and back with them. The person who hit me insurance paid then i had an extended coverage that helps me if i was to get in an accident. They Paid there money. Oh yea by the way i was still paying my car payment....
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1.0
I liked
  • Manager- nina
  • Were there for me when i needed them
I didn't like
  • I never should have signed this paperwork
#1306594
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This company sucks. They bombard your phone with calls 2-3 days after your due date when there’s a 15 day grace period. They also do not answer right away. You opt for an agent and it takes you back to the main menu. These people are not considerate of your real life...
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1.0
#1304867
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I had a vehicle loan though here and they refused to offer any help with differing a payment so I could pay for a repair on the vehicle. I told them to come pick it up then and I'll get a new car from somewhere else. They picked up the car and several weeks later...
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1.3
I didn't like
  • Service
  • Being lied to
#1303935
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American Credit Acceptance - The Worse Ever Don't Do It!!

I have paid over 30000 for a 2011Toyota Camry. I promise myself when i finish paying for this I WILL NEVER BUY ANOTHER CAR FROM A DEALER "CARMAX" I have a lot of questions concerning the loan.
1.0
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#1303419
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American Credit Acceptance - Horrible

I had a car I traded in. Nothing but problems with them trying to accept the pay off from the dealership. Worst company ever would not recommend to anyone. I got a lower interest rate with a brand new car. They were charging me 26.6% interest what a rip off. If your looking at going with this company don’t. I promise you it’s nothing but a headache. Bullshit
1.4
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Advertised vs Delivered
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Value for money
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#1301668
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Yes, I understand, they are a company that provides sub-prime loans. Most folks don't try to fall into this category of lenders when looking for financing - most often "something happened" that left people with this company as the only way to get on the road. What is a...
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#1296584
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American Credit Acceptance - Sorry excuse for a company. Needs to be shut down.

The company refuses to allow any early paymemts to be paid towards strictly principle. I try to make a month and half early paymemt and they say no we still have to split between interest. I pray noone else uses this company and gets robbed. Better to go without then be sucked dry through interest lets shut them down
1.0
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#1294827
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I bought a car it was financed through this pos company! The car was traded in and paid in full in March 2017 this company continues to report to my credit as 90-120 days late status beginning 2mos after the car was paid off. I’ve spent months trying to clear up their...
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#1294096
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American Credit Acceptance - RIP off

I wanted to change my due date which they refuse to do. I get payed on the 30th. Day of month.so they charge me late charges and it also hurts y I ur credit score. They will not worked with you. They are a very crooking co.
1.0
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#1290066
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Contact American Credit Acceptance

Mailing Address:
American Credit Acceptance
961 E. Main St.
Spartanburg, South Carolina 29302
United States
Phone:
(866) 544-3430
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American Credit Acceptance Products and Services

I was late on two payments, so I paid my regular payment of $243 and month for two months, and the late fees that were on the bill. These SOB's didn't apply it to the late fee, but instead paid on the actual loan. I STILL owe the late fee! What kind of crap is this?...
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2.6
I didn't like
  • I never should have signed this paperwork
  • Late fee policy is a joke
#1288265
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