Product: American Credit Acceptance Auto Loan Clear all filters (23 of 23 reviews match)
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After having my vehicle totaled I was waiting for the final numbers from my insurance company.I was having issues with American Credit. They were constantly calling me. I was trying to confirm what was being paid, what was owed, if there was gap insurance. When...
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American Credit Acceptance Auto Loan
#1131464
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I've been with this company for a whole year and if you miss a payment for just a month they add on pretty much another month I'm only 22 years old and they think I don't have other bills to pay like for example my bill is 480$ they will literally multiply it if you...
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Anonymous
Michelle

why don't you just admit your with ACA to make a stupid comment like that "OBVIOUS AS THE SUN RISING" Anonymous I hope your not really employed with them, its really scary to ...

Anonymous
Anonymous

It was YOU who caused all the consequences by YOU not making payments on time. That's as obvious as the sun rising. What an idiot!

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American Credit Acceptance Auto Loan
#1115232
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I bought a car in 2013, 6 mos later my loan was sold to American credit.I rec'd a letter from them stating they would continue to report my payments to the bureaus. A few months in, I called because it wasn't being reported. I called and got numerous excuses and tried...
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1.5
Product
American Credit Acceptance Auto Loan
I didn't like
  • Becouse they are rude and disrepict you
  • Policies
  • Lied
#1089000
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American Credit Acceptance - Horrible Company, does not honor payment arrangements

#1137659
1.4
Details
For the second time this year, our car has been repo'd after we made a payment arrangement due to a hardship and made the payments as agreed. This time, my husband's work car keys were in the car and now he is missing work because he can't get there. We just paid 3 weeks ago and weren't due to pay again until December 9th.
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American Credit Acceptance - HORRIBLE SERVICE

#1060681
1.4
Details
I contacted American Credit Acceptance four times requesting four a statement. Each time I called the rep stated the statement will be emailed to me. After the fourth call, some manager named Gabrielle stated they are not able to email statements. The customer service is a joke and a bunch of liars. I hate calling this company!!!
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Advertised vs Delivered
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Website
In February 2017, my payments got messed up as I was going through a rough time so I made a few partial payments and some of them were late.Recently, I have been trying to get my account back to current and started paying more than my monthly payment. I heard nothing...
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Anonymous
WILLIAM HAZE

From my personal experience so far regarding my credit profile,I earlier didn't know how about it was and when I knew I had foreclosures, later payments and even over dues, I ...

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Lack of customer service
  • Unknowledgeable
#1079609
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BUT ACCORDING TO AMERICAN CREDIT ACCEPTANCE EVEN IF YOU PAY EVERY WEEK . YOU WILL GET CALLS THAT IT IS PAST DUE AND EXTRA CHARGES ARE APPLIED . I WISH I CAN RETURN THE CAR THAT'S HOW MUCH I HATE THE WAY THEY TREAT ME. THEY TALK TO ME LIKE I'M ***, I'M PAYED UP A MONTH...
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1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • That they act like you owe when you dont
#1075883
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They don't like it if you try and payoff right away.First off I did not choose this company they bought my loan from another one who I was doing good with. I was also two months ahead of payments on my car and advised both companies I did not want my loan bought I...
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Anonymous
Kira

It may be true that bad debt and loans are bought and sold daily without the borrower's consent. Many times with out them even having any knowledge of it until they fall behin...

Anonymous
Anonymous

Nonsense!The loan is owned by the original lender and they can do with it whatever they wish and you have no say in the matter. The buying and selling of loans happens everyd...

Product
American Credit Acceptance Auto Loan
#1066316
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First I went with them because my credit sucks, my fault I get that.However, the way they bill has to be illegal. My $650.00 a month payment only $150.00 gets applied to the car so after 2 years of paying on the car I've only paid off $6,000!!! I am so upside down it...
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Anonymous
R2D2

This is so hilarious. The people who defend this company for their *** ways of screwing people over decide to post their response as anonymous. The anonymous people that respo...

Anonymous
Anonymous

STRAIGHT FROM THE DEADBEAT HANDBOOK!First, if you took a little time to learn about personal finance, you'll see how hilarious your wailing is! ALL car loans as well as many ...

1.0
Product
American Credit Acceptance Auto Loan
#1043940
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A week later I got a packet from a company called American Credit Acceptance. They had taken over my loan. I had no previous warning from First Premier that this would be happening. I was not notified about American Credit acceptance until a week AFTER 12/23/16. So...
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Anonymous
Anonymous

American credit acceptance has had class action lawsuits awarded against them in the state of Massachusetts for excessive interest rates in the millions of dollars so you don'...

Anonymous
Anonymous

Shut your face anonymous. You probably work for aca and trying to do damage control. American credit acceptance is a grimy company period.

1.0
Product
American Credit Acceptance Auto Loan
#1034757
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ACA makes their money off of, a lot of times, blue collar individuals who's credit file isn't lengthy.I initially had my vehicle financed through Credit Connection who were a million times better to work with than ACA. I suppose ACA bought my contract and without my...
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Anonymous
Anonymous

Why are you sticking up for a disgusting company like American credit acceptance. Do you work for them you shill. All of their franchise dealerships are going to be advised o...

Anonymous
Anonymous

"Work with"? Your statement as such is a DEAD GIVEAWAY you are constantly late which is in default of the contract YOU signed. Where do you serial deadbeats come up with thi...

1.7
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
  • False reporting
  • Lied
#1018438
Reply to reviews
I have had my car for about 3 years now, At no point did they give me any trouble, I lost my job and got behind in my payment and for three months they called leaving messages but I did not answer because I did not have the money.Well they got annoyed and repossessed...
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Anonymous
Anonymous

Did you have to pay all of the late payments you owed ?

4.7
Product
American Credit Acceptance Auto Loan
#1009575
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