Manufacturer: American Credit Acceptance Category: Loans Clear all filters (17 of 17 reviews match)
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They don't like it if you try and payoff right away.First off I did not choose this company they bought my loan from another one who I was doing good with. I was also two months ahead of payments on my car and advised both companies I did not want my loan bought I...
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American Credit Acceptance Auto Loan
#1066316
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First I went with them because my credit sucks, my fault I get that.However, the way they bill has to be illegal. My $650.00 a month payment only $150.00 gets applied to the car so after 2 years of paying on the car I've only paid off $6,000!!! I am so upside down it...
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Anonymous
Anonymous

STRAIGHT FROM THE DEADBEAT HANDBOOK!First, if you took a little time to learn about personal finance, you'll see how hilarious your wailing is! ALL car loans as well as many ...

Anonymous
Anonymous

Please learn from this terrible situation for the future. Your life will be very stressful if you buy stuff that's above your means with never-ending payments - pay this off a...

1.0
Product
American Credit Acceptance Auto Loan
#1043940
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A week later I got a packet from a company called American Credit Acceptance. They had taken over my loan. I had no previous warning from First Premier that this would be happening. I was not notified about American Credit acceptance until a week AFTER 12/23/16. So...
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Anonymous
Anonymous

TYPICAL SUBPRIME WHINER!High APR? Of course! Why is that? It is because YOU gave YOURSELF a reputation of not paying YOUR bills on time. FACT: For this, blame YOU, not the...

1.0
Product
American Credit Acceptance Auto Loan
#1034757
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American Credit Acceptance - HORRIBLE SERVICE

#1060681
1.4
I contacted American Credit Acceptance four times requesting four a statement. Each time I called the rep stated the statement will be emailed to me. After the fourth call, some manager named Gabrielle stated they are not able to email statements. The customer service is a joke and a bunch of liars. I hate calling this company!!!
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ACA makes their money off of, a lot of times, blue collar individuals who's credit file isn't lengthy.I initially had my vehicle financed through Credit Connection who were a million times better to work with than ACA. I suppose ACA bought my contract and without my...
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Anonymous
Anonymous

"Work with"? Your statement as such is a DEAD GIVEAWAY you are constantly late which is in default of the contract YOU signed. Where do you serial deadbeats come up with thi...

1.7
Product
American Credit Acceptance Auto Loan
I didn't like
  • Lied
  • Loan shark
  • False reporting
#1018438
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I have had my car for about 3 years now, At no point did they give me any trouble, I lost my job and got behind in my payment and for three months they called leaving messages but I did not answer because I did not have the money.Well they got annoyed and repossessed...
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Anonymous
Anonymous

Did you have to pay all of the late payments you owed ?

4.7
Product
American Credit Acceptance Auto Loan
#1009575
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Welp if you can afford not to go with American Credit Acceptance please do. As of November of 2016 the company no longer takes principle payments . My payment of 456.00 breaks down to $300 interest and $156.00 priciple . Once again they no longer will let us customers...
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1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
#1006907
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There has been class action lawsuits in the past where lenders or auto dealers take advantage of consumers and not disclose of the proper information. Stop complaining and let's take action. Put these bad guys to shame. I'm still current on my loan but after realizing...
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Anonymous
Anonymous

Whether you work for them or not you're pretty much a D**K on ACAs behalf. Which makes these complaints even more valid to passing readers.

Anonymous
Anonymous

THE CLASS ACTION DEADBEAT WAIL!!!Funny, funny, funny! The interest rate is high for one reason and one reason alone...YOU destroyed YOUR credit by NOT paying other creditors ...

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
#1004262
Reply to reviews
Ive had a loan with these clowns for 4 years and now the vehicle which is a 2004 is having major mechanical issues and has it since I bought it 4 years ago..I got copies of all the work orders and work I had done and still they were only willing to do 75% of what I...
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Anonymous
Anonymous

What kind of *** would agree to 23% interest on ANYTHING?!? Don't get me wrong. I know the answer. You couldn't get a real auto loan. I hate people that willingly purchase gar...

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Customer service
  • Really none professional
  • Lack of customer service
#944007
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On the American Credit Acceptance website it instructs customers to contact them via their 800 number if they want to ask about getting their due date changed. It states that the status of the account will be taken into consideration when making the decision. I have...
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1.0
Product
American Credit Acceptance Auto Loan
#930357
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American Credit Acceptance Auto Loan Review
I need help my place to live just ran out currently paying extra money in and out of hotels exhausting my funds i need to be pushed back I can make an payment on the September 29 but that will only go toward the interest not the principal please can you pushed back the...
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2.3
Product
American Credit Acceptance Auto Loan
#918898
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