Product: American Credit Acceptance Auto Loan Clear all filters (20 of 20 reviews match)
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I bought a car in 2013, 6 mos later my loan was sold to American credit.I rec'd a letter from them stating they would continue to report my payments to the bureaus. A few months in, I called because it wasn't being reported. I called and got numerous excuses and tried...
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1.5
Product
American Credit Acceptance Auto Loan
I didn't like
  • Lied
  • Becouse they are rude and disrepict you
  • Policies
#1089000
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In February 2017, my payments got messed up as I was going through a rough time so I made a few partial payments and some of them were late.Recently, I have been trying to get my account back to current and started paying more than my monthly payment. I heard nothing...
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Anonymous
WILLIAM HAZE

From my personal experience so far regarding my credit profile,I earlier didn't know how about it was and when I knew I had foreclosures, later payments and even over dues, I ...

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Lack of customer service
  • Unknowledgeable
#1079609
Reply to reviews
BUT ACCORDING TO AMERICAN CREDIT ACCEPTANCE EVEN IF YOU PAY EVERY WEEK . YOU WILL GET CALLS THAT IT IS PAST DUE AND EXTRA CHARGES ARE APPLIED . I WISH I CAN RETURN THE CAR THAT'S HOW MUCH I HATE THE WAY THEY TREAT ME. THEY TALK TO ME LIKE I'M ***, I'M PAYED UP A MONTH...
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1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • That they act like you owe when you dont
#1075883
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American Credit Acceptance - HORRIBLE SERVICE

#1060681
1.4
Details
I contacted American Credit Acceptance four times requesting four a statement. Each time I called the rep stated the statement will be emailed to me. After the fourth call, some manager named Gabrielle stated they are not able to email statements. The customer service is a joke and a bunch of liars. I hate calling this company!!!
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They don't like it if you try and payoff right away.First off I did not choose this company they bought my loan from another one who I was doing good with. I was also two months ahead of payments on my car and advised both companies I did not want my loan bought I...
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Anonymous
Kira

It may be true that bad debt and loans are bought and sold daily without the borrower's consent. Many times with out them even having any knowledge of it until they fall behin...

Anonymous
Anonymous

Nonsense!The loan is owned by the original lender and they can do with it whatever they wish and you have no say in the matter. The buying and selling of loans happens everyd...

Product
American Credit Acceptance Auto Loan
#1066316
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First I went with them because my credit sucks, my fault I get that.However, the way they bill has to be illegal. My $650.00 a month payment only $150.00 gets applied to the car so after 2 years of paying on the car I've only paid off $6,000!!! I am so upside down it...
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Anonymous
Anonymous

STRAIGHT FROM THE DEADBEAT HANDBOOK!First, if you took a little time to learn about personal finance, you'll see how hilarious your wailing is! ALL car loans as well as many ...

Anonymous
Anonymous

Please learn from this terrible situation for the future. Your life will be very stressful if you buy stuff that's above your means with never-ending payments - pay this off a...

1.0
Product
American Credit Acceptance Auto Loan
#1043940
Reply to reviews
A week later I got a packet from a company called American Credit Acceptance. They had taken over my loan. I had no previous warning from First Premier that this would be happening. I was not notified about American Credit acceptance until a week AFTER 12/23/16. So...
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Anonymous
Anonymous

American credit acceptance has had class action lawsuits awarded against them in the state of Massachusetts for excessive interest rates in the millions of dollars so you don'...

Anonymous
Anonymous

Shut your face anonymous. You probably work for aca and trying to do damage control. American credit acceptance is a grimy company period.

1.0
Product
American Credit Acceptance Auto Loan
#1034757
Reply to reviews
ACA makes their money off of, a lot of times, blue collar individuals who's credit file isn't lengthy.I initially had my vehicle financed through Credit Connection who were a million times better to work with than ACA. I suppose ACA bought my contract and without my...
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Anonymous
Anonymous

Why are you sticking up for a disgusting company like American credit acceptance. Do you work for them you shill. All of their franchise dealerships are going to be advised o...

Anonymous
Anonymous

"Work with"? Your statement as such is a DEAD GIVEAWAY you are constantly late which is in default of the contract YOU signed. Where do you serial deadbeats come up with thi...

1.7
Product
American Credit Acceptance Auto Loan
I didn't like
  • Lied
  • Loan shark
  • False reporting
#1018438
Reply to reviews
I have had my car for about 3 years now, At no point did they give me any trouble, I lost my job and got behind in my payment and for three months they called leaving messages but I did not answer because I did not have the money.Well they got annoyed and repossessed...
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Anonymous
Anonymous

Did you have to pay all of the late payments you owed ?

4.7
Product
American Credit Acceptance Auto Loan
#1009575
Reply to reviews
Welp if you can afford not to go with American Credit Acceptance please do. As of November of 2016 the company no longer takes principle payments . My payment of 456.00 breaks down to $300 interest and $156.00 priciple . Once again they no longer will let us customers...
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1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
#1006907
Reply to reviews
There has been class action lawsuits in the past where lenders or auto dealers take advantage of consumers and not disclose of the proper information. Stop complaining and let's take action. Put these bad guys to shame. I'm still current on my loan but after realizing...
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Anonymous
Anonymous

Rip off pay more then wat this truck is worth alteady paid more 9 thoudand into and they still say i owe 11 thousand for a truck that was only supposed to be 12 thousand at th...

Anonymous
Anonymous

Whether you work for them or not you're pretty much a D**K on ACAs behalf. Which makes these complaints even more valid to passing readers.

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
#1004262
Reply to reviews