Manufacturer: American Credit Acceptance Category: Loans Clear all filters (14 of 14 reviews match)
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First I went with them because my credit sucks, my fault I get that.However, the way they bill has to be illegal. My $650.00 a month payment only $150.00 gets applied to the car so after 2 years of paying on the car I've only paid off $6,000!!! I am so upside down it...
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Anonymous
Anonymous

STRAIGHT FROM THE DEADBEAT HANDBOOK!First, if you took a little time to learn about personal finance, you'll see how hilarious your wailing is! ALL car loans as well as many ...

Anonymous
Anonymous

Please learn from this terrible situation for the future. Your life will be very stressful if you buy stuff that's above your means with never-ending payments - pay this off a...

1.0
Product
American Credit Acceptance Auto Loan
#1043940
Reply to reviews
A week later I got a packet from a company called American Credit Acceptance. They had taken over my loan. I had no previous warning from First Premier that this would be happening. I was not notified about American Credit acceptance until a week AFTER 12/23/16. So...
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Anonymous
Anonymous

TYPICAL SUBPRIME WHINER!High APR? Of course! Why is that? It is because YOU gave YOURSELF a reputation of not paying YOUR bills on time. FACT: For this, blame YOU, not the...

1.0
Product
American Credit Acceptance Auto Loan
#1034757
Reply to reviews
I have had my car for about 3 years now, At no point did they give me any trouble, I lost my job and got behind in my payment and for three months they called leaving messages but I did not answer because I did not have the money.Well they got annoyed and repossessed...
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Anonymous
Anonymous

Did you have to pay all of the late payments you owed ?

4.7
Product
American Credit Acceptance Auto Loan
#1009575
Reply to reviews
Welp if you can afford not to go with American Credit Acceptance please do. As of November of 2016 the company no longer takes principle payments . My payment of 456.00 breaks down to $300 interest and $156.00 priciple . Once again they no longer will let us customers...
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1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
#1006907
Reply to reviews
There has been class action lawsuits in the past where lenders or auto dealers take advantage of consumers and not disclose of the proper information. Stop complaining and let's take action. Put these bad guys to shame. I'm still current on my loan but after realizing...
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Anonymous
Anonymous

Whether you work for them or not you're pretty much a D**K on ACAs behalf. Which makes these complaints even more valid to passing readers.

Anonymous
Anonymous

THE CLASS ACTION DEADBEAT WAIL!!!Funny, funny, funny! The interest rate is high for one reason and one reason alone...YOU destroyed YOUR credit by NOT paying other creditors ...

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Loan shark
Reply to reviews
Ive had a loan with these clowns for 4 years and now the vehicle which is a 2004 is having major mechanical issues and has it since I bought it 4 years ago..I got copies of all the work orders and work I had done and still they were only willing to do 75% of what I...
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Anonymous
Anonymous

What kind of *** would agree to 23% interest on ANYTHING?!? Don't get me wrong. I know the answer. You couldn't get a real auto loan. I hate people that willingly purchase gar...

1.0
Product
American Credit Acceptance Auto Loan
I didn't like
  • Customer service
  • Really none professional
  • Lack of customer service
#944007
Reply to reviews
On the American Credit Acceptance website it instructs customers to contact them via their 800 number if they want to ask about getting their due date changed. It states that the status of the account will be taken into consideration when making the decision. I have...
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1.0
Product
American Credit Acceptance Auto Loan
#930357
Reply to reviews
American Credit Acceptance Auto Loan Review
I need help my place to live just ran out currently paying extra money in and out of hotels exhausting my funds i need to be pushed back I can make an payment on the September 29 but that will only go toward the interest not the principal please can you pushed back the...
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2.3
Product
American Credit Acceptance Auto Loan
#918898
Reply to reviews
My payment amount due went up over $30 right after I contacted the BBB over some late charges they refused to completely reverse as a one time courtesy. Sounds kind of sketchy right? On top of that, there's no explanation of this additional $30 dollar charge anywhere...
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Anonymous
Anonymous

I totally agree

Anonymous
Anonymous

Just like all the others...you're here to wail and whine because of the consequences of being a late payer. All these consequences you don't like were brought on 100% by YOU!...

1.2
Product
American Credit Acceptance Auto Loan
#906905
Reply to reviews
I purchased my car 4 months ago and set up automatic draft 4 months ago; i have to call every month because they never take my money out, and then i have to have a arguing match before they take my payment. After every call its the same thing "we turned your autmatic...
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Anonymous
Anonymous

Yaaaaa I sent in payments by money order & all they keep doing is calling nagging saying they didn't get it & want to report the vehicle & EVERY FRIGGING TIME they ALWAYS end ...

2.9
Product
American Credit Acceptance Auto Loan
#885692
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