Product: American Credit Acceptance Auto Loan Clear all filters (33 of 33 reviews match)
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Purchased my vehicle in 2013, shortly thereafter, I became the caretaker for my mom who had developed Lewy Body Dementia.Although my payments were sometimes late, it was always the full 402.00, which included the late fees. Fast forward to 2017, I became unemployed,...
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Anonymous
DC28

Did they try to sue you for the balance left over?

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American Credit Acceptance Auto Loan
#1197122
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American Credit Acceptance - Unspeakable horror

American Credit Acceptance - Unspeakable horror
I have paid off my car probably twice by now waiting on paid in full letter and title they have been lying about payments recieved even though i have proof of payment
1.3
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American Credit Acceptance Auto Loan
#1195065
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American Credit Acceptance - Puzzled

I just bought my car in November 2017. The interest is 28% and my car was $15,000. I feel i have been ripped off. Im trying to rebuild my credit but i dont see that happening. Im going to investigate more.
2.0
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Additional Fees
Billing Practices
Customer service
Discounts and Special Offers
Diversity of Products or Services
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Price Affordability
Product or Service Quality
Reliability
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Value for money
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American Credit Acceptance Auto Loan
#1193050
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I'm in!Those loan sharks repo'd my car without warning. My interest was sky high and I struggled with the parents then lost my job. I had no phone to call them and they never sent a warning. I missed two payments and they just stealthy pulled up got in my car and drove...
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Anonymous
Ken

Im in, i financed a motorcycle through them. I had a no fault accident (rained so much bike slid down the hill into a tree) my insurance company paid the claim. I repaired t5h...

Anonymous
Anonymous

Email me at toytanbro@hotmail.com

1.0
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American Credit Acceptance Auto Loan
#1186561
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I recently had my car repossessed after being behind a few months on payments.I understand that they have a business to run and it is my job as a consumer to make my payments on time. But i had a bit of hardship and fell behind, anywho, this company's customer service...
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1.6
Product
American Credit Acceptance Auto Loan
I didn't like
  • Customer service
  • Unknowledgeable
  • Becouse they are rude and disrepict you
#1184003
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My principal has not had one penny applied to it based on my scheduled payments, so based on that it will never get paid off.I can't make my payments online without going through a third party, what's up with that. I read and undersand the contract I signed, that's not...
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Anonymous
Bill Smith

If you made your payments on time, you would not have an issue paying it off at the date provided when you agreed to the contract.

Product
American Credit Acceptance Auto Loan
#1173296
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Alert to everyone who's buying a car do not go to these people I repeat do not go to these people not only have my car has been repossessed because I miss two months worth of car payments, my car got repossessed at the end of my loan I owed $1,500 on my car and they...
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Anonymous
Anonymous

Do you know if once repossesed they seek legal actions to get the remainder of the balance?

1.0
Product
American Credit Acceptance Auto Loan
#1172593
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They have a set interest rate, I called to pay off the car in full and figured it be cheaper to pay it off but no!The interest is added regardless, no other finance company will refinance so I am screwed and will file bankruptcy for something that was suppose to help...
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Anonymous
Anonymous

If there was an early payoff penalty, it would have been written in the contract which you probably didn't bother to read. If you made late payments, then you caused extra in...

1.0
Product
American Credit Acceptance Auto Loan
#1171170
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I have my payments set on automatic bill pay. That way I am never late, I can build my credit and be in good standing. So after about 8 months I decide to check my credit score. And I see that there is 1 late payment that was reported. I call ACA to discuss this and...
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1.4
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American Credit Acceptance Auto Loan
#1170746
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I was calling to set up a payment arrangement and to clear up the status of a total lost car that I was financing.I was directed to the Total Loss Department and was speaking to a women named Adrian. When I told her that all that I would be able to afford at the moment...
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American Credit Acceptance Auto Loan
#1162163
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